Credit Counselling in Toronto

Receive Free Credit Counselling in Toronto

July 10, 2017

If you or a loved one are struggling with debt, just remember that there is a way out. There are many options available that can help you regain control and put an end to your financial struggles.

When you are looking to reduce personal debt, your first plan of action should be to seek help from a qualified and compassionate Licensed Insolvency Trustee (LIT). During a free Credit Counselling consultation, the LIT will work closely with you to understand, assess, and then provide recommendations for your current financial situation.

Managing Your Debt with Credit Counselling

Credit Counselling provides you with an opportunity to receive expert advice and guidance from a qualified Licensed Insolvency Trustee who has experience in mentoring individuals to resolve their debt. Here is how the Credit Counselling process works:

  1. The first step is a thorough financial assessment to evaluate your current income, expenses, debts, and assets. Your situation is unique, and it is important to bring your LIT up-to-speed on all factors affecting your personal finances, including necessary expenses such as medical, education, and child care.
  2. Next, your LIT will discuss potential solutions and offer recommendations suited to your specific situation. Ultimately, however, the decision is yours, so it is crucial that you feel fully informed of your options and their implications.
  3. If your situation warrants a more critical course of action – like a Consumer Proposal or Bankruptcy – your LIT will guide you through the process and complete all the required paperwork on your behalf. Oftentimes, however, an individual’s debt problems can simply be resolved through the disciplined application of the LIT’s expert advice regarding money management and household budgets. An effective Credit Counselling session will provide you with the tools you need to better manage your personal finances so you can avoid further debt issues in the future.

How Credit Counselling Benefits You

“An investment in knowledge pays the best interest.” Albert Einstein

At Fuller Landau Debt Solutions, we take the time to get to know you, and really understand your goals and priorities. Our approach is both compassionate and personalized. This is likely a very stressful time in your life, and you need a qualified, sympathetic advisor to support you through it.

Our Credit Counselling sessions are designed to equip you with the resources you need to fix your financial troubles now, and into the future. Our team of LITs – each with more than 25 years of experience – will teach you how to balance a household budget and plan ahead to ensure you’re able to meet all payment requirements of your outstanding debt. Knowledge is power, and the right information can help you achieve peace of mind.

If you are looking for a Licensed Insolvency Trustee who you can count on for sound advice, contact the team at Fuller Landau Debt Solutions to schedule a free Credit Counselling consultation. We’re here to help you get a fresh start and lead a FULLER life.