Struggling with overwhelming and unpayable debt can be a paralyzing experience. You know that you can’t pay your bills and still make your rent or mortgage payment. You have stopped opening the mail because you know the bad news that each envelope holds.

Instead of seeking help with a Toronto Licensed Insolvency Trustee, you have become an “ostrich” by hiding from the problem in the hope that it might, by some miracle, go away. While you are hiding, the anxiety is building within you and may be preventing you from managing other areas of your life, including your health and mental well-being.

Debt Can Be Paralyzing.

You may have even stopped answering the phone because it is usually an intimidating voice demanding that you pay them today. You are not a criminal, but the collection agents do their best to make you feel like one. At the very least, your self-esteem and confidence have been bruised, if not broken. You might want to find a new job or ask for a raise to help bail you out, but you don’t feel confident enough to take action, either way.

At this point, you may be frozen in fear of what the bill collectors might do and frightened about the impact that a Bankruptcy or Consumer Proposal will have on your life. The most desirable solution to this problem is to pay the bills. But you have tried and tried to do this and the balance seems to stay the same.

Hiding From Debt Always Makes It Worse. A Toronto Licensed Insolvency Trustee Can Help.

You need to break the inertia of “do nothing and hide”. A good first step is to know your options. This simple step often breaks the spell and marks the beginning of moving out of the darkness of seemingly inescapable debt, and into a happier and more productive era of your life.

To discuss your situation with a Toronto Licensed Insolvency Trustee, and to review your options in detail, call or email us to schedule a free consultation. One of our friendly and understanding Trustees will meet with you to help you make wise and informed decisions about your financial future.

The meeting is no charge, but developing a path to a debt-free life is priceless.