Offices across the GTA and southern Ontario CHOOSE A LOCATION

A different approach to providing financial options for debt

We are different from other Licensed Insolvency Trustees because we don’t just assess your financial situation against our Consumer Proposal and Bankruptcy programs.

There are many different types of financial problems and, depending on your personal financial circumstances, the best financial solution may not be filing for a Consumer Proposal or Bankruptcy.

For this reason, we have established relationships with a wide range of professional partners who work with our team to help you reach your financial objective. The resources we look for are based on the unique nature of your financial problem.

Who works on and/or with our team?

  • Financial counsellors
  • Licensed Insolvency Trustees
  • Mortgage brokers
  • Lenders (who offer consolidations or help people with bruised credit)
  • Tax consultants and preparers
  • And more

Types of financial problems we solve

Financial problems differ in severity, size, and scope. No two people are exactly the same.

Depending on your creditors, aggressive collection action might be taken against you in the future, or it is already happening. If you have one or more of the financial problems below, it is imperative that you act fast.

  • CRA tax problems

    We can stop CRA collections.
  • Accumulated credit card debt

    We can help you manage your credit card debt.
  • Defaulted debts

    We can help you clean up defaulted debts.
  • Wage garnishments

    We can stop wage garnishments.
  • Frozen bank accounts

    We can get frozen bank accounts unfrozen.
  • Creditor collection action

    We can stop harassing collection calls.
  • Credit enforcement action

    We can stop creditors taking enforcement action against you.
  • Payday loans and more

    We can stop payday lenders from coming after you.

Financial solutions

No matter what financial difficulties you’re facing, we have a financial solution for you.


  • Debt consolidation & mortgage refinancing
  • Consumer
  • Bankruptcy
  • Credit
  • Tax 911

Real stories of how real people solved their financial challenges

Check out case studies from real-life people who have overcome their financial challenges and how they did it.

On the blog

Consumer Proposal
What Happens to Your Credit Score When Filing a Consumer Proposal?
July 4, 2019
Affordable Family Activities
Budget-Friendly Activities and GTA Events This Canada Day Long Weekend
June 27, 2019
Debt Management
Canada Loses 7,200 Jobs – How to Deal with Your Finances During a Job Loss
June 20, 2019
Canada Revenue Agency
Tax Deadline for Sole Proprietors is Here – Will You Owe?
June 13, 2019

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