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When does credit counselling make the most sense?

If you are:

  • Able to manage your finances but are seeing some cracks;
  • Thinking of saving to buy your first home or car;
  • Planning on returning to school;
  • Investing your money;
  • Wanting to rebuild your credit score;
  • Paying off a loan;
  • Building a budget;
  • Or consolidating your debts to one lower monthly payment

You could use a little help from an experienced licensed professional.

  • Rebuilding your credit score

  • Find out where your money is going and how to keep more of it

  • Save for homeownership

  • Rebuild your finances after divorce, job loss, or health issues without borrowing

Real life stories

Find out how others have used credit counselling programs to solve their financial problem.

Etobicoke, Ontario

I entered into a credit counselling program where I was able to honour my debt and make a reduced monthly payment I could afford…

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