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Total financial solutions for people struggling with debt.

Helping you find a solution for your financial problem is as simple as these three steps:

  • Free and confidential assessment

  • We present all your options – no pressure

  • We get you results


Financial solutions

No matter the financial difficulties you’re facing, the knowledgeable financial advisors at Fuller Financial Solutions will help you get back on track.

  • Free consultation

    In-person, by phone, virtual
  • 25+ years of experience

    Helping people restructure their finances
  • High success rates

    What we suggest, we can make happen
  • Licensed and certified

    Recommendations you can trust

Frequently asked questions

No. Upon filing a Consumer Proposal, you are protected from the commencement or continuation of any proceedings by your creditors to collect their debt. Therefore, a wage garnishment and collection calls would stop.

As soon as you file for a Consumer Proposal or bankruptcy the law will protect you and direct contact from your creditors/collection agencies will stop. They will only be allowed to contact the Trustee office regarding your debts.

If you file a Consumer Proposal, it will not affect your spouse's credit report. The only time they would be obligated to pay your debts is when you have joint debt. If the debt is only in your name, then your spouse will not be affected by your Consumer Proposal.

Yes, except for secured debts (e.g., car loans, house mortgages, etc.) and certain debts for court fines, spousal support, debts related to a fraud, and debts for student loans made under the Canada Student Loans Act or by a province, which are not older than seven years.

Insights and news

What Happens to Your Credit Score When Filing a Consumer Proposal?

What Happens to Your Credit Score When Filing a Consumer Proposal?

If you’re considering filing for a Consumer Proposal, you might be asking — what will happen to my credit score?...
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Budget-Friendly Activities and GTA Events This Canada Day Long Weekend

Budget-Friendly Activities and GTA Events This Canada Day Long Weekend

This Canada Day long-weekend there are plenty of budget-friendly GTA events you won’t want to miss. These Toronto Canada Day...
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Canada Loses 7,200 Jobs – How to Deal with Your Finances During a Job Loss

Canada Loses 7,200 Jobs – How to Deal with Your Finances During a Job Loss

In March 2019, the Canadian economy lost 7,200 jobs, reported The Canadian Press. It was the first employment drop in...
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